Schmidt Financial Group, Inc.

Personalized Plan
We tailor our portfolio design and
distribution strategies for each of
our clients based on their unique
goals, risk tolerance and personal
circumstances. We do not force

clients into rigid "model portfolios" utilized by many advisors.
Additionally, we meet with clients on a regular basis to ensure
their plan continues to fit their evolving circumstances and
risk parameters.

Holistic Approach

Successful wealth planning
requires analysis and decision-
making along a number of
intertwined aspects of your
financial life. By broadening
our focus beyond investment
management, Schmidt
Financial Group is able to
incorporate the distinct
aspects of your financial plan
into a coherent roadmap for
reaching your personal and financial goals.

Your Best Interest is Our Best Interest
At Schmidt Financial Group, we are focused on providing
services, not transactions. Our fee-based structure ensures
our incentives are properly aligned with those of our clients.
Because we are not affiliated with a specific mutual fund or
insurance provider, our advice is influenced solely by your
financial interests.

The key to successful long-term planning lies in effectively managing volatility.

A 30% drop in portfolio value requires not a 30%, but a 43% gain to return to break-even. By limiting this amount of "extra work" required of the portfolio, the odds of successfully reaching your financial goals are significantly improved. This is why rather than chasing returns at the expense of increasing volatility, our focus is on designing portfolios that capture market returns while outperforming their benchmarks in down markets.